In 2004, Alaska auto insurance premiums cost, on average, over $970 per year. In 2003, that figure was even higher. Historically, Alaska auto insurance is more expensive than auto insurance in the rest of the United States. So, if possible, work toward getting Alaska insurance discounts.

Alaska insurance discounts are things you can control. You can’t control your sex or age, but you can control a number of aspects of your driving to help you be a better driver. Typically, Alaska insurance discounts are given every few years to people who qualify. You may qualify if you meet any of the following conditions:

• You’ve completed an Alaska defensive driving course, Alaska traffic school, or other kind of Alaska driving school

• You’re a student who gets good grades.

• Your Alaska driving record has been clean for at least three years.

• You’ve never had an Alaska speeding ticket or Alaska DWI/DUI

• You buy multiple kinds of insurance from the same company.