Alaska auto insurance discounts typically help you get a lower rate, but did you know that many policies are based on things you can’t control? The following all affects Alaska auto insurance rates:

• Your age – the older you get, the more your rates will drop

• Your sex – males statistically get into more accidents than females

• Your car’s make and model – more expensive cars are more costly to replace

• Your location – you are more likely to file a claim if you live in a city

• The distance you drive to work – the closer you are to home, the less likely you’ll be in an accident